{
  "id": "ARXO-2026-0367",
  "url": "https://arxo.io/findings/ARXO-2026-0367/",
  "record_kind": "discrepancy",
  "class": "act_text",
  "class_label": "Text of the act",
  "jurisdiction": null,
  "jurisdiction_detail": null,
  "issuer": {
    "name": "Basel Committee on Banking Supervision",
    "short": "BCBS",
    "kind": "standards_body"
  },
  "act": "Basel Framework CRE33 (in force 2019-12-15, published 2022-12-08)",
  "acts": [],
  "location": "CRE33.15 Good vs Satisfactory columns (monitoring)",
  "text": {
    "en": {
      "title": "Basel Framework: CRE33.15 Good vs Satisfactory columns (monitoring)",
      "summary": "The CRE33.15 object-finance monitoring row's Weak cell is garbled ('is able to monitor ... are limited').",
      "impact": "Position: OF loan 100; lender can monitor almost at any time and place. Reading a: Row sits in Good column (UL RW 90%) → RWA 90. Reading b: Row sits in Satisfactory column (RW 115%) → RWA 115. Difference: RWA 25",
      "correction": "Clarify or correct the cited passage so that the rule and its references give one result for the stated case."
    }
  },
  "status": {
    "badge": "reported",
    "label": {
      "en": "Reported",
      "ru": "Сообщено"
    },
    "conclusion": "confirmed",
    "official_text": "unchanged",
    "addressee": "none",
    "last_checked": "2026-10-31",
    "fixed_on": null,
    "correction_type": null,
    "under_review": false
  },
  "origin": "The text of the act",
  "evidence": {
    "method": "Contradiction within the text",
    "quotes": [
      {
        "location": "q1",
        "source": "Basel Framework CRE33 (in force 2019-12-15, published 2022-12-08)",
        "role": "Normative text",
        "language": "en",
        "edition": "Published 2022-12-08",
        "locator": "CRE33.15 Good vs Satisfactory columns (monitoring)",
        "text": "| The lender is able to monitor the location and condition of the asset, almost at any time and place | The lender is able to monitor the location and condition of the asset, almost at any time and place |",
        "translations": {},
        "url": "https://www.bis.org/committees/bcbs/basel-framework/standard/cre/33/inforce/2019-12-15/published/2022-12-08",
        "sha256": "1a186eaa40ecca0eff09999b52704ddfb1ec1210c8e616c8a62e3b74f004cfb4",
        "retrieved": "2026-10-31",
        "copy": "sources/1a186eaa40ecca0e-CRE33@2019-12-15~2022-12-08.txt",
        "copy_sha256": "1a186eaa40ecca0eff09999b52704ddfb1ec1210c8e616c8a62e3b74f004cfb4",
        "copy_kind": "copy of the official file"
      },
      {
        "location": "q2",
        "source": "Basel Framework CRE33 (in force 2019-12-15, published 2022-12-08)",
        "role": "Normative text",
        "language": "en",
        "edition": "Published 2022-12-08",
        "locator": "CRE33.15 Good vs Satisfactory columns (monitoring)",
        "text": "The lender is able to monitor the location and condition of the asset are limited",
        "translations": {},
        "url": "https://www.bis.org/committees/bcbs/basel-framework/standard/cre/33/inforce/2019-12-15/published/2022-12-08",
        "sha256": "1a186eaa40ecca0eff09999b52704ddfb1ec1210c8e616c8a62e3b74f004cfb4",
        "retrieved": "2026-10-31",
        "copy": "sources/1a186eaa40ecca0e-CRE33@2019-12-15~2022-12-08.txt",
        "copy_sha256": "1a186eaa40ecca0eff09999b52704ddfb1ec1210c8e616c8a62e3b74f004cfb4",
        "copy_kind": "copy of the official file"
      }
    ]
  },
  "impact_shown": false,
  "notified": [
    {
      "date": "2026-10-31T12:07:10Z",
      "institution": "Basel Committee on Banking Supervision",
      "channel": "email",
      "reference": "https://mail.google.com/mail/u/0/#sent/KtbxLthRTjRNkqRtWGvxMWmXhVdckfWkGV"
    }
  ],
  "responsible": [
    {
      "institution": "Basel Committee on Banking Supervision",
      "role": "maintains the Basel Framework"
    }
  ],
  "responses": [],
  "approval": "2026-10-31",
  "ai_role": {
    "en": "AI models read the texts, built the examples and reviewed the findings."
  },
  "credit": [],
  "press_date": null,
  "earlier_publications": [],
  "reproduction": [],
  "sources": [],
  "related": [],
  "first_published": "2026-10-31T13:12:41+00:00",
  "history": [
    {
      "date": "2026-10-31",
      "event": "confirmed",
      "text": "Confirmed by Arxo"
    },
    {
      "date": "2026-10-31",
      "event": "entered",
      "text": "Entered in the register"
    },
    {
      "date": "2026-10-31",
      "event": "reported",
      "text": "Reported to Basel Committee on Banking Supervision (e-mail)"
    }
  ]
}