{
  "id": "ARXO-2026-0360",
  "url": "https://arxo.io/findings/ARXO-2026-0360/",
  "record_kind": "discrepancy",
  "class": "act_text",
  "class_label": "Text of the act",
  "jurisdiction": null,
  "jurisdiction_detail": null,
  "issuer": {
    "name": "Basel Committee on Banking Supervision",
    "short": "BCBS",
    "kind": "standards_body"
  },
  "act": "Basel Framework CRE30 (in force 2023-01-01, published 2020-03-27)",
  "acts": [],
  "location": "CRE30.37 fn6",
  "text": {
    "en": {
      "title": "Basel Framework: CRE30.37 fn6",
      "summary": "Footnote 6 of CRE30.37 sends the domestic-exposure maturity exemption to CRE32.44, but it is in CRE32.45.",
      "impact": "Position: A-IRB bank, domestic corporate group sales and assets EUR 300m Reading a: Follow footnote to CRE32.44: no exemption found, must measure M Reading b: Follow CRE32.45: supervisor may allow fixed 2.5 years Difference: Measured M vs 2.5 fixed",
      "correction": "Clarify or correct the cited passage so that the rule and its references give one result for the stated case."
    }
  },
  "status": {
    "badge": "reported",
    "label": {
      "en": "Reported",
      "ru": "Сообщено"
    },
    "conclusion": "confirmed",
    "official_text": "unchanged",
    "addressee": "none",
    "last_checked": "2026-10-31",
    "fixed_on": null,
    "correction_type": null,
    "under_review": false
  },
  "origin": "The text of the act",
  "evidence": {
    "method": "Contradiction within the text",
    "quotes": [
      {
        "location": "q1",
        "source": "Basel Framework CRE30 (in force 2023-01-01, published 2020-03-27)",
        "role": "Normative text",
        "language": "en",
        "edition": "Published 2020-03-27",
        "locator": "CRE30.37 fn6",
        "text": "[fn6] At the discretion of the national supervisor, certain domestic exposures may be exempt from the calculation of M (see CRE32.44).",
        "translations": {},
        "url": "https://www.bis.org/committees/bcbs/basel-framework/standard/cre/30/inforce/2023-01-01/published/2020-03-27",
        "sha256": "4d47fea78cbb9333e9026a15e0f7908b175470dcc6245522c2b9d3ed6206e0b9",
        "retrieved": "2026-10-31",
        "copy": "sources/4d47fea78cbb9333-CRE30@2023-01-01~2020-03-27.txt",
        "copy_sha256": "4d47fea78cbb9333e9026a15e0f7908b175470dcc6245522c2b9d3ed6206e0b9",
        "copy_kind": "copy of the official file"
      },
      {
        "location": "q2",
        "source": "Basel Framework CRE32 (in force 2023-01-01, published 2020-03-27)",
        "role": "Normative text",
        "language": "en",
        "edition": "Published 2020-03-27",
        "locator": "CRE32.45",
        "text": "Banks using any element of the A-IRB approach are required to measure effective maturity for each facility as defined below. However, national supervisors may allow the effective maturity to be fixed at 2.5 years",
        "translations": {},
        "url": "https://www.bis.org/committees/bcbs/basel-framework/standard/cre/32/inforce/2023-01-01/published/2020-03-27",
        "sha256": "380431d29284c71db0c84ae1bac673344896b480f941dbb303fa487ad814e015",
        "retrieved": "2026-10-31",
        "copy": "sources/380431d29284c71d-CRE32@2023-01-01~2020-03-27.txt",
        "copy_sha256": "380431d29284c71db0c84ae1bac673344896b480f941dbb303fa487ad814e015",
        "copy_kind": "copy of the official file"
      }
    ]
  },
  "impact_shown": false,
  "notified": [
    {
      "date": "2026-10-31T12:07:10Z",
      "institution": "Basel Committee on Banking Supervision",
      "channel": "email",
      "reference": "https://mail.google.com/mail/u/0/#sent/KtbxLthRTjRNkqRtWGvxMWmXhVdckfWkGV"
    }
  ],
  "responsible": [
    {
      "institution": "Basel Committee on Banking Supervision",
      "role": "maintains the Basel Framework"
    }
  ],
  "responses": [],
  "approval": "2026-10-31",
  "ai_role": {
    "en": "AI models read the texts, built the examples and reviewed the findings."
  },
  "credit": [],
  "press_date": null,
  "earlier_publications": [],
  "reproduction": [],
  "sources": [],
  "related": [],
  "first_published": "2026-10-31T13:12:41+00:00",
  "history": [
    {
      "date": "2026-10-31",
      "event": "confirmed",
      "text": "Confirmed by Arxo"
    },
    {
      "date": "2026-10-31",
      "event": "entered",
      "text": "Entered in the register"
    },
    {
      "date": "2026-10-31",
      "event": "reported",
      "text": "Reported to Basel Committee on Banking Supervision (e-mail)"
    }
  ]
}